Best Payout Online Casinos Canada - Top Paying Casino Sites in 2026
The best payout online casinos in Canada have a verified RTP of 97% or higher. For example, an RTP of 97 means a casino pays out 97% of all bets as winnings, while keeping the remaining 3%.
So, the higher the casino's overall Return To Player is, the better the payout it offers. On this page, you can find Canadian online casinos with their calculated RTP percentages, as well as our experts' top recommendations. Our experts have compared and analyzed casinos' payouts to help you find the sites with the verified win rates that are better than what you'll see elsewhere.
Scroll down to learn about the payout rates, understand how the payout percentage is calculated, and how to take advantage of the high casino RTPs.
Highest Payout Online Casinos in Canada - January 2026
Browse our list of the highest paying online casinos in Canada. Each site featured offers top payout rates of 96%+ or higher, fast withdrawals, and fair bonus terms.
These are real-money online casinos where your odds of winning are better, thanks to high RTP games and reliable withdrawal policies.
The highest payout casinos in Canada are listed below:
Best Payout Online Casinos in Canada
We've ranked the best payout online casinos for Canadian players, based on average RTP percentages, withdrawal terms, and overall user experience. Our casino experts have tested and verified each site to ensure it offers consistently high payouts.
Best payout online casinos are listed below:
- Tonybet - 98.07% RTP
The best paying casino in Canada, with good service, high payout limits and excellent slot variety. - Players Palace - 97.60% RTP
A classic Microgaming casino with a long track record of high payouts. - Wildz Casino - 97.00% RTP
Modern site from a huge operator known for fast withdrawals, frequent bonuses, and consistently high payout percentages. - King Billy - 97.00% RTP
Award-winning casino with great payout stats, a wide slot selection, and crypto support. - Lucky Days - 97.00% RTP
Great-looking site with a massive game selection and offering plenty of bonuses.
1. Tonybet (RTP 98.07%)
The best payout online casino in Canada is Tonybet.
Tonybet offers the highest available payout rate in Canada. The casino also has an impressive welcome package to get new players started. Whether you’re into high-paying slots, table games or a live casino experience, the site has got you covered.
- 98.07% payout percentage
- Wide payment options
- Incredible game selection
The casino itself is fairly basic and might not wow you with anything in particular, but it doesn't fail either. The only major downside to the casino is that withdrawals take a while. This means that there might be better choices below for more impatient gamblers. However, here, you get great service, good games and plenty of payment options.
✍️ Full review: Tonybet Casino review
| 📈 Payout Rate % |
98.07% |
|---|---|
| ⏩ Avg. Payout Time |
2-3 days |
| 💵 Max Payout Limits |
C$60,000 / Month |
| 🎁 Welcome Offer |
100%/C$1000 + Up to 100 bonus spins |
| 🎰 Games |
5500+ |
play at Tonybet »
2. Players Palace Casino (RTP 97.76%)
In terms of pure casino quality, Players Palace is perhaps the worst option in our top 5 list, but since the payout percentage is so high, they’ve, of course, earned their spot here. Being a Microgaming casino means that the online casino game selection is rather solid, although more providers could be added.
- 97.76% payout percentage
- Kahnawake casino
- Good mobile services
- High wagering and withdrawal limit of $50
The site operates under a Kahnawake licence, which has its benefits, with choices for players of the region are limited. The wagering and withdrawal limits aren’t optimal, but if you can afford to play at Players Palace and enjoy Microgaming’s services, the payout is worth enjoying.
✍️ Full review: Players Palace Casino review
| 📈 Payout Rate % |
97.76% |
|---|---|
| ⏩ Avg. Payout Time |
1-3 days |
| 💵 Max Payout Limits |
C$4,000 / Week |
| 🎁 Welcome Offer |
100%/C$150 |
| 🎰 Games |
650+ |
play at Players Palace »
3. Wildz Casino (RTP 97.00%)
Let's take a walk on the wild side with Wildz Casino and their average payout percentage of 97%. With over 5,000 casino games to choose from, you’ll certainly be on for a wild ride, which starts with one of the biggest welcome packages in the business.
- 97.00% payout percentage
- Huge welcome package
- Fast-working casino with great games
Wildz’s only real downside is the $30 minimum withdrawal, but otherwise, prepare for a stylish iGaming experience with 24/7 support to boot.
✍️ Full review: Wildz Casino review
| 📈 Payout Rate % |
97% |
|---|---|
| ⏩ Avg. Payout Time |
0-1 days |
| 💵 Max Payout Limits |
C$100,000 / Month |
| 🎁 Welcome Offer |
100%/C$1000 + 200 bonus spins |
| 🎰 Games |
5200+ |
play at Wildz »
4. King Billy (RTP 97%)
King Billy takes you on a fun adventure and offers a 97% return to players. The casino has won several industry awards over the years, and it's not hard to see why. They focus on a high-quality casino experience, which can also be seen in the game collection.
- 97.00% payout percentage
- Great welcome offer
- Lots of ongoing bonuses
Bonus lovers will also be rewarded right from the start, as King Billy offers no-deposit free spins alongside a generous welcome bonus. The casino is a crypto-friendly place to play and it accepts many cryptocurrencies with low deposit limits.
✍️ Full review: King Billy Casino review
| 📈 Payout Rate % |
97% |
|---|---|
| ⏩ Avg. Payout Time |
0-1 days |
| 💵 Max Payout Limits |
C$45,000 / Month |
| 🎁 Welcome Offer |
100%/C$500 + 100 bonus spins |
| 🎰 Games |
7000+ |
play at King Billy Casino »
5. Lucky Days (RTP 97.00%)
Lucky Days is an excellent choice for Canadian players, especially given the payout they offer. In terms of pure quality, this leisurely themed casino is perhaps the strongest choice on the list, especially when it comes to the bonus money and quality of service in general.
- 97.00% payout percentage
- Huge bonus package, but with high wagering requirements
- All practical services are solid
The casino games available will keep you entertained for hours upon hours. The mobile gaming experience is especially nice, and there really is no major downside to venturing to Lucky Days and claiming the massive welcome package via the link below.
✍️ Full review: Lucky Days casino review
| 📈 Payout Rate % |
97% |
|---|---|
| ⏩ Avg. Payout Time |
1-2 days |
| 💵 Max Payout Limits |
C$50,000 / Month |
| 🎁 Welcome Offer |
100%/C$500 + 100 bonus spins |
| 🎰 Games |
3100+ |
play at Lucky Days »
Best Payout Casinos Compared
Best payout casinos are listed in the comparison table below:
| Rank | Casino | Payout Rate % | Max Payout Limits | Welcome Offer | No. of Games |
|---|---|---|---|---|---|
| 1. | Tonybet |
98.07% |
C$60,000 / Month | 100%/C$1000 + Up to 100 bonus spins | 5500+ |
| 2. | Players Palace Casino | 97.76% | C$4,000 / Week | 100%/C$150 | 650+ |
| 3. | Wildz Casino | 97.00% | C$100,000 / Month | 100%/C$1000 + 200 bonus spins | 5200+ |
| 4. | King Billy Casino | 97.00% | C$45,000 / Month | 100%/C$500 + 100 bonus spins | 7000+ |
| 5. | Lucky Days | 97.00% | C$50,000 / Month | 100%/C$500 + 100 bonus spins | 3100+ |
What Does It Mean When a Casino Has the Best Payouts?
DEFINITION:
Best online casino payouts mean that the payout percentage of a certain casino is higher than that of a regular gambling site, so they return more money to players over time. Best payout casinos typically have an RTP percentage above 97%.
The best casino payouts are determined by the payout percentage. This means how much money the casino will pay back to the players from the money that initially comes in. The RTP varies greatly between different casinos but usually ranges between 90% and 98%.
The higher the rate, the better it is for the player. In practice, if an online casino site gets C$100 in, they will pay back C$90-98 as winnings and take 2-10 dollars themselves as profit.
Players can maximize their winnings by playing in the best online casinos that have the highest payout percentage, also known as RTP (return to player). The best paying online casino can easily be determined by simply looking at the payout percentage. RTP can also be determined for single slots and other games, which will affect the overall payout percentage of a casino.
Another factor, along with RTP, is the payout speed. It's obviously a better payout if the money is transferred to you faster. The payout speed can vary a lot depending on the casino and the payment method used. Some casinos have almost instant withdrawals, while others can take several days. You can check the fastest ones on our instant withdrawal casinos page.
What Factors Affect Payouts
There are a few different factors affecting your casino payouts:
- Withdrawal or payment method fees
- Bonuses and wagering requirements
- VIP programs and the rewards from them
- The games you choose to play
- Cashbacks
Different payment methods take different times to process. Also, if there are fees included, it's obviously out of your winnings, reducing the return.
Using a casino bonus limits your ability to withdraw any winnings before the requirements are met. This also applies to VIP offers, cashbacks or other promotions.
Choosing a different game can also be a strategy. A different slot machine or a table game can have a very different payout rate. Often, those slot machines with higher volatility will pay out statistically less, but when it does, the winnings have the potential to be quite rewarding.
How To Find the Best Payout Online Casinos in Canada
1. Find a Best Payout Online Casino From Our List
We have a massive list of the best paying online casinos here on Bojoko. Use the ready-made filters to fine-tune your search, or add personal filters to find that perfect casino.
2. Read Our Expert and User Reviews
When you have chosen the best paying online casino, you can read what our experts and other users have said about it. Their personal experiences will give you a clear idea of what it's like to play there.
3. Go to the Casino
Every review page has a green ‘PLAY HERE' button that will take you straight to the casino. It will also activate any special offers that we may have for that casino.
4. Register and Play
When you get to the casino, you need to first register an account. Just fill the required information and verify your email if asked. After that, you are ready to deposit and play.
Top Payout Online Slots
The top payout online slots are a topic of interest to all casino enthusiasts. Here are the top 10 highest payout slots in 2026:
| Rank | Slot | Provider | RTP | Has Bonus Game | Max. Win |
|---|---|---|---|---|---|
| 1. | Money Carlo | Storm Gaming | 99.90% | ✔️ | 10,025x |
| 2. | Mega Joker | NetEnt | 99.00% | ❌ | 2,000x |
| 3. | Monopoly Big Event | Barcrest | 99.00% | ✔️ | 500x |
| 4. | Book of 99 | Relax Gaming | 99.00% | ✔️ | 12,070x |
| 7. | Jackpot 6000 | NetEnt | 99.00% | ❌ | 6,000x |
| 5. | Aztec Gold: Mines | iSoftBet | 98.88% | ❌ | 288x |
| 8. | 1429 Uncharted Seas | Thunderkick | 98.60% | ✔️ | 670x |
| 6. | Marching Legions | Relax Gaming | 98.12% | ✔️ | 10,000x |
| 9. | Thunder vs Underworld | Pragmatic Play | 98.04% | ✔️ | 15,000x |
| 10. | Bounty 98 Hot 1 | Relax Gaming | 98.02% | ✔️ | 3,728x |
If you want to find out more about slots with the best RTP or the best slots in general, go check out our online slot games page.
Highest Paying Casino Games
The best payout casino games tend to be table games. Games like roulette, blackjack and baccarat have stood the test of time, and compared to more exciting entries like slot machines, they require a higher RTP to keep players interested.
For example, these classics have the following payouts:
- Blackjack - 99%
- Baccarat - 98.9%
- Craps - 98%
- Roulette - 94.74%
To achieve these payouts, of course, requires optimal play, which takes its own time to master. There are some high RTP slots that achieve almost a 99% payout, along with a number of live casino entries that have excellent payouts, such as the #1 game Cash or Crash (99.59%).
However, the high payout casino games are usually the oldest ones, and this applies to both table games and online slots. The more "wizz" and entertainment a new game can provide, the more players are willing to sacrifice RTP from their thinking.
How Payment Methods Affect Your Casino Payouts
The payment method you choose does not directly affect the game's odds or the payout rate. It can affect both the final sum you receive and the time frames, though.
This is due to processing time affecting payout speed and the fees and commissions the payment processor or casino may deduct. Most payment methods in Canada are completely free. For example, Skrill casinos or Interac casino sites that are very popular amongst Canadians are fee-free.
In comparison, Instadebit casinos and iDebit casinos do charge a $2 fee for both deposits and withdrawals.
Below, you can see how the most common payment methods affect your payouts.
| Payment Method | Deposit Range | Withdrawal Range | Possible Fees | Withdrawal Times | |
|---|---|---|---|---|---|
| Visa | C$1 - C$15,000 | C$5 - C$15,000 | 0% (Casinos can take 1-3% commissions) | 1-5 days | |
| Mastercard | C$1 - C$15,000 | C$5 - C$15,000 | 0% (Casinos can take 1-3% commissions) | 1-5 days | |
| Interac | C$5 - C$20,000 | C$5 - C$20,000 | 0% | 0-3 days | |
| Skrill | C$5 - C$10,000 | C$5 - C$10,000 | 1.3% - 2.99% | 0-2 days | |
| Neteller | C$5 - C$10,000 | C$5 - C$10,000 | 2.99% | 0-2 days | |
| MuchBetter | C$10 - C$10,000 | C$10 - C$10,000 | 0% | 1-3 days | |
| Apple Pay | C$10 - C$5,000 | ❌ | 0% | ❌ | |
| Google Pay | C$10 - C$5,000 | ❌ | 0% | ❌ | |
| Instadebit | C$1 - C$10,000 | C$5 - C$10,000 | C$2.00 | 1-3 days | |
| iDebit | C$5 - C$10,000 | C$5 - C$10,000 | C$2.00 | 1-3 days | |
| Bank Transfer | C$10 - C$100,000 | C$10 - C$100,000 | 0-5% (Often a fixed fee) | 0-7 days | |
| Cryptocurrencies | C$1 - C$100,000 | C$1 - C$100,000 | 0% | 0-2 days |
Bonuses at Highest Paying Online Casinos
The bonuses at the highest paying online casinos give you the chance to enjoy a higher RTP than you otherwise could.
This is especially apparent at the start of playing at a certain casino, as no matter the type of offer, you will be receiving a boost as long as it's worth money to play with at the site. We have gathered below some of the most common offers available at high paying Canadian casinos.
Welcome Bonuses
Welcome bonuses and deposit bonuses are by far the most common welcome offers at Canadian casinos. Depending on the offer, they can affect the average payout of a site quite significantly.
Most of the time, bonuses are between $50-$200, but at some sites you can expect to find value up to thousands of Canadian dollars. The best casino bonus is one with high bonus value and favourable terms.
No Wagering Bonuses (Best For Payouts)
No wagering bonuses are amazing for your RTP at a casino site. Usually, every casino bonus has some sort of wagering requirement that you need to fulfil before you can withdraw anything. No wagering bonuses are a set of rare offers that do not have any of these.
It means you will receive a bonus fund, and whatever you manage to win is yours to keep and withdraw immediately. Usually, these bonuses are a bit smaller, though, as there is more risk on the operator side.
High RTP Free Spins
High RTP free spins are one of the most valuable spin offers sometimes available at online casinos. Online casino free spins are common at Canadian casinos, so finding high RTP free spins isn't that difficult.
The higher the average payout of a slot on which you will receive your free spins, the more money you’ll win with your free spins on average. This is just a fact of life, although of course, when we’re talking about free spins, you can also shoot for the stars with highly volatile slots with big wins.
However, there is almost always a wagering requirement on the winnings of any free spins, meaning that a solid showing on average is your best bet for a good start to your career at any given casino. At Bojoko, these wagering requirements are always clearly shown to you right from the start.
No Deposit Bonuses
No deposit casino bonuses are extremely rare, so when one becomes available, you shouldn’t hesitate, despite a lower RTP.
Offers like this affect the RTP a lot, especially if they have wagering requirements that are on the smaller side. Find all of the casinos that have no deposit deals available from our no deposit casino page.
Pros and Cons of the Top Paying Online Casinos
Pros:
You will be playing at a trustworthy site with independent oversight, making sure that players are paid out exactly as promised
The welcome offers from these sites are usually excellent, and they mean you'll enjoy even better payouts at the beginning
Canadian high RTP online casinos are the best choice for anyone looking to gamble in the smartest way possible long term
Cons:
Although high payouts sound great on paper, we're talking about just the average payout here
The average payout will be affected by how you play - remember to be smart with your bets
Each game has its own payout, meaning that if you choose to play low RTP games at high RTP casinos, it will be the low average RTP that you'll be getting
Conclusion
- Playing at the best paying casinos will lead to higher returns from your games in the long run
- Simply playing at a high RTP casino isn't enough; you must also be careful with your game selection
- Payout percentage % = Winnings paid / Money wagered in games
- The best paying online casino for Canadian players in 2026 is Tonybet, with an average payout percentage of 98.07%
- The highest RTP casino game is Cash or Crash, which is a live casino game with a 99.59% payout when played optimally
How We Rate The Highest Paying Online Casinos
We rate the highest paying online casinos by evaluating the payout rates of the games, bonuses, and payment fees, all counted in. Our seasoned experts review each online casino by playing with real money and testing the withdrawals.
See all of the areas we rate for the best payout casinos below:
- Games RTP
- Bonuses and offers
- Deposit and withdrawal fees
- Game selection
- Customer support
- Licensing and safety
All of these have been rated separately, leading to an average rating. We truly believe we have the best casino reviews because we allocate so much time ensuring each of the highest RTP casinos goes through a very thorough review process.
Our priority is to only promote safe casinos with a valid license, such as Malta Gaming Authority, Kahnawake, or Ontario. We also want to endorse responsible gambling, and every casino we work with has to have appropriate responsible gambling tools available for players.
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